Every tillis a choice.
CardMax knows the credit cards in your wallet and tells you which one earns the most at the shop you’re standing in. Before you pay, not after.
One email when the app is ready for you. Nothing else.
UAE credit cards in our catalogue, with their reward rates by category.
Banks, from the big issuers to the smaller ones.
Shops, restaurants and petrol stations across the Emirates that CardMax already knows.
Same shop. Three different rewards.
Most people pay with whichever card is on top. But the card you hand over decides what you get back, and the difference adds up every week.
CardMax does this sum for you, before you pay, wherever you are.
An illustration with example cards, not a real bank offer.
Which card wins here?
Pick a place and an amount. This example wallet holds three cards. Watch the right one come to the front.
Example cards with round, made-up rates, to show the idea. The app uses the cards you actually hold, from our catalogue of 115 UAE cards.
Know before you pay.
Search any shop
Type a shop, restaurant or website and see which of your cards earns the most there, in dirhams.
A nudge when you arrive
Search a shop and CardMax reminds you which card to use when you get there. Each reminder lasts 24 hours.
A ledger of what you earned
Log purchases and see what you earned, and what a better card in your wallet would have earned.
Private by design.
We never ask for your card number
Just which card you hold. The last 4 digits are optional. Never the full number, expiry date or CVV.
No bank login, no bank connection
CardMax can’t see your balance or statements, and can’t move money.
We never sell your personal data
Not to banks, not to advertisers. Your wallet is stored encrypted on Google Firebase and locked to your account.
Full details in our privacy policy. You can delete your account and data at any time.
Questions, answered.
Is CardMax free?
Yes. This website is free, and the app’s core features are free: the best card for each shop, Missed Rewards, and seeing the spend conditions on your cards. We plan to offer optional paid extras later. No price has been set, and the free features stay free.
How does CardMax make money?
When you apply for a card through some of our links and the bank approves you, the bank may pay us a commission. It costs you nothing, and it never changes how cards are ranked. No bank can pay for a position. Read how we make money.
How do you rank cards?
By the reward rate each bank publishes for that kind of spending, highest first, with ties going to the lower annual fee. Cashback, points and miles are never ranked against each other. If a rate we recorded doesn’t match the bank’s own wording, it is marked “under review” and left out of every ranking until we’ve re-checked it. See the full method.
Do I have to give CardMax my card number?
No. You only choose which card product you hold, by its bank and card name. You can add the last 4 digits if you want to tell two similar cards apart, but that’s optional. CardMax never asks for your full card number, expiry date or CVV.
Does CardMax connect to my bank account?
No. There is no bank login and no open-banking connection. CardMax can’t see your balance or statements and can’t move money. You log purchases yourself, which is how Missed Rewards knows what you spent.
Who can see my data, and is it safe?
Your account, cards and logged purchases are stored on Google Firebase, which encrypts data while it travels and while it is stored. Our database rules lock each record to your account, so other users can never see it. The CardMax team can view account data only to run and support the service. We never sell your personal data or pass your details to banks. We may share anonymous totals across many users, such as which spending categories are most common, but never anything that identifies you, and never a group smaller than three people. Read the privacy policy.
Does the app use my location?
Only if you allow it. With location on, CardMax shows the shops near you and can remind you which card to use when you arrive at a shop you searched for. You can switch it off any time in your phone’s settings, and the rest of the app still works.
Can I delete my data?
Yes. In the app, Profile → Delete account (or our delete-account page) removes your account, your cards and your logged purchases. Card-data corrections you sent us are kept with your name removed, because they keep the catalogue accurate for everyone. You can also email cardmax.uae@gmail.com.
Which cards does CardMax cover?
115 credit cards from 21 UAE banks today. Missing one? Tell us and we’ll add it.
How accurate are the rates?
We take every rate and fee from the bank’s own published terms, and each card page shows when we last checked it. Banks change their offers often, so always confirm on the bank’s site before you apply. Spotted a mistake? Every card page has a link to tell us.
When can I get the app?
CardMax is in testing on Android now. Join the waiting list and we’ll email you when you can download it.
Is CardMax a bank or a financial adviser?
No. CardMax compares cards using published information. It doesn’t issue cards, decide applications or give personal financial advice. The bank decides every application.
Be first in line.
CardMax is in testing on Android now. Leave your email and we’ll tell you the day you can download it.
One email when the app is ready for you. Nothing else.