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Betaqti
Points card earning ADCB TouchPoints. Strongest on dining at 3 pts (≈1.5%).
Buy 1 get 1 free cinema tickets at VOX
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 3 pts (≈1.5%) | 2 TP/AED dining | Dining offers at partner restaurants |
| Groceries | 0.7 pts (≈0.35%) | |
| Fuel | 0.35 pts (≈0.18%) | 1 TP/AED standard |
| Travel | 3 pts (≈1.5%) | |
| Online shopping | 3 pts (≈1.5%) | |
| Cinema | 3 pts (≈1.5%) | |
| International spend | 3 pts (≈1.5%) |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- 300,000 TouchPoints welcome bonus
- AED 2,100 a year (incl. VAT)
- 14 airport lounge visits a year, plus 1 guest per visit
- 4 free Careem airport rides a year (up to AED 85 each)
- Travel insurance, incl. car rental damage cover
- Free UFC Gym access
- Buy 1 get 1 drinks at Caribou Coffee
- Mastercard World Elite concierge
- Bonus TouchPoints from AED 250,000 spend a year
From ADCB’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on ADCB’s own page before applying. Spotted something wrong? Tell us.
Other points cards for dining
Ajman Bank · No fee7%2SHAMS Infinite
Dubai Islamic Bank · AED 2,00010 pts (≈5%)3SHAMS Platinum
Dubai Islamic Bank · AED 52510 pts (≈5%)4SHAMS Signature
Dubai Islamic Bank · AED 1,05010 pts (≈5%)
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