Best cards for groceries
Ranked by the reward rate each bank publishes for supermarkets and hypermarkets. Ties go to the lower annual fee. Check the small print on each card page: caps and minimum spends can change the real return.
Cashback
Commercial Bank of Dubai · AED 42010%2World Mastercard
RAKBANK · AED 997.510%3Cashback Credit Card
Al Hilal Bank · No fee5%4Titanium Cashback
RAKBANK · No fee5%5FAB Islamic Cashback Credit Card
First Abu Dhabi Bank · AED 3005%6FAB Cashback
First Abu Dhabi Bank · AED 3155%7Cashback Card
Dubai First · AED 418.955%8ADIB Cashback Platinum
Abu Dhabi Islamic Bank · AED 994%9Elevate Credit Card
RAKBANK · No fee3.2%10Consumer Cashback
Dubai Islamic Bank · AED 2493%
Points
Emirates NBD · AED 8405%2dnata World Credit Card
Emirates NBD · AED 1,048.951.5%3Darna Infinite
Emirates NBD · AED 1,5751.5%4U By Emaar Visa Infinite
Emirates NBD · AED 1,5751.5%5Darna Infinite Privilege
Emirates NBD · AED 2,6251.5%6FAB Elite
First Abu Dhabi Bank · AED 1,2605 pts (≈1.47%)7U By Emaar Visa Signature
Emirates NBD · AED 262.51.25%8Ajman Bank Platinum
Ajman Bank · No fee1%9Al Masraf Platinum Credit Card
Al Masraf · No fee1%10Darna Signature
Emirates NBD · AED 3151%
Miles
Emirates Islamic · No fee2.5 miles2Skywards Black
Emirates Islamic · AED 9991.5 miles3Al Hilal Etihad Guest Signature
Al Hilal Bank · AED 7871 miles4Skywards Infinite
Emirates Islamic · AED 9991 miles5FAB Etihad Guest Infinite
First Abu Dhabi Bank · AED 2,6251 miles6Citi Ultima
Citibank · AED 5,2500.68 miles7Etihad Guest Elevate
Emirates NBD · AED 1,5750.5 miles8Skywards Signature
Emirates Islamic · AED 2990.38 miles9Etihad Guest Inspire
Emirates NBD · AED 7350.35 miles10Skywards Infinite
Emirates NBD · AED 1,5750.27 miles
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
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