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Emirates NBD · Visa Infinite

U By Emaar Visa Infinite

Points card earning U By Emaar Points. Strongest on dining at 1.5%.

Annual feeAED 1,575
Min. salary / monthAED 15,000
Reward typePoints

Buy 1 get 1 free cinema tickets at Reel

Reward rates by category

CategoryRateNotes from the bank’s terms
Dining1.5%5% U Points at Emaar hospitality (Address Hotels, Armani, Vida) | Redeem at 50+ Emaar outlets
Groceries1.5%
Fuel1.5%2% U Points fuel
Travel1.5%
Online shopping1.5%
Cinema1.5%3% U Points at Emaar entertainment venues
International spend1.5%

Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.

Benefits

Annual fee
  • Joining fee AED 2,625 + AED 1,575 a year
Travel
  • Valet parking at Dubai Mall (booked in the U By Emaar app)

From Emirates NBD’s website, checked October 2026. Welcome offers and perks change often.

Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Emirates NBD’s own page before applying. Spotted something wrong? Tell us.

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