Best cards for online shopping
Ranked by the reward rate each bank publishes for online purchases. Ties go to the lower annual fee. Check the small print on each card page: caps and minimum spends can change the real return.
Cashback
Liv · AED 7355%2Elevate Credit Card
RAKBANK · No fee3.2%3FAB Z Card
First Abu Dhabi Bank · AED 1053%4Consumer Cashback
Dubai Islamic Bank · AED 2493%5365 Cashback
ADCB · AED 383.253%6Traveller Credit Card
ADCB · AED 1,5751.5%7Talabat ADCB Credit Card
ADCB · No fee1.25%8RTA Credit Card
Emirates Islamic · No fee1.25%9Cashback Credit Card
Al Hilal Bank · No fee1%10noon One Visa Credit Card
Emirates NBD · No fee1%
Points
Ajman Bank · No fee10%2SHARE Visa Private
Emirates NBD · AED 1,5752%3Visa Infinite Credit Card
Emirates NBD · AED 1,5752%4SHAMS Infinite
Dubai Islamic Bank · AED 2,0003.5 pts (≈1.75%)5Prime Infinite Card
Dubai Islamic Bank · No fee3 pts (≈1.5%)6Shukran ADCB Credit Card
ADCB · AED 262.51.5%7Mastercard Platinum
Emirates NBD · AED 3001.5%8Visa Flexi Credit Card
Emirates NBD · AED 7351.5%9Visa Platinum Credit Card
Emirates NBD · AED 7351.5%10dnata World Credit Card
Emirates NBD · AED 1,048.951.5%
Miles
Emirates Islamic · No fee2.5 miles2Skywards Black
Emirates Islamic · AED 9992 miles3Skywards Infinite
Emirates Islamic · AED 9992 miles4FAB Etihad Guest Infinite
First Abu Dhabi Bank · AED 2,6252 miles5Emirates Skywards Infinite
HSBC UAE · AED 2,6252 miles6Skywards Signature
Emirates Islamic · AED 2991.5 miles7Al Hilal Etihad Guest Signature
Al Hilal Bank · AED 7871.5 miles8Emirates Skywards Signature
HSBC UAE · AED 1,0501.5 miles9Citi Ultima
Citibank · AED 5,2500.68 miles10ADIB Etihad Guest Infinite
Abu Dhabi Islamic Bank · AED 3,0000.63 miles
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
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