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365 Cashback
Cashback card earning AED Cashback. Strongest on groceries at 3%.
Buy 1 get 1 free cinema tickets at VOX (up to 4 a month)
5% dining cashback — capped AED 200/mo · 3% — capped AED 200/mo · 5% dining (cap AED 200) · 3% grocery/travel/fuel (cap AED 200)
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | Under review | 5% dining cashback — capped AED 200/mo |
| Groceries | 3% | |
| Fuel | Under review | 3% — capped AED 200/mo |
| Travel | 3% | |
| Online shopping | 3% | |
| Cinema | 3% | BOGO VOX 4 tickets/mo + 25% off F&B |
| International spend | 1% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately. “Under review” means our recorded rate didn’t match the bank’s wording, so we’re re-checking it and it isn’t used in any ranking until then.
Benefits
- AED 365 cashback when you spend AED 5,000 in your first 45 days
- Free in year 1, then AED 383.25 a year (incl. VAT)
From ADCB’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on ADCB’s own page before applying. Spotted something wrong? Tell us.
Other cashback cards for groceries
Commercial Bank of Dubai · AED 42010%2World Mastercard
RAKBANK · AED 997.510%3Cashback Credit Card
Al Hilal Bank · No fee5%4Cashback Card
Dubai First · AED 418.955%
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