CardMax may earn a commission if you're approved for a card. This never affects how cards are ranked.
World Mastercard
Cashback card earning AED Cashback. Strongest on dining at 10%.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 10% | Up to 10% dining — TIERED based on monthly spend (AED 10k+ req. for max tier) |
| Groceries | 10% | |
| Fuel | Under review | 3% fuel cashback |
| Travel | 10% | |
| Online shopping | 1% | |
| Cinema | 1% | |
| International spend | 1% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately. “Under review” means our recorded rate didn’t match the bank’s wording, so we’re re-checking it and it isn’t used in any ranking until then.
Benefits
- AED 750 welcome bonus if you apply online by 31 Oct 2026 (minimum spend applies)
- Free in year 1, then AED 997.50 a year; waived if you spent AED 100,000 the year before
- Up to 2 airport transfers
- Free Careem Plus for 12 months
From RAKBANK’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on RAKBANK’s own page before applying. Spotted something wrong? Tell us.
Other cashback cards for dining
HSBC UAE · AED 313.956%2Cashback Credit Card
Al Hilal Bank · No fee5%3Cashback Card
Dubai First · AED 418.955%4FAB Cashback
First Abu Dhabi Bank · AED 3155%
Read next
Have the World Mastercard? Know when to use it
The app tells you which of your cards to use at every shop, using your location. It’s in testing on Android now. Leave your email and we’ll tell you when it’s ready. No spam, and you can ask us to delete it any time.
We only use your email to contact you about CardMax. See our privacy policy.