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HSBC UAE · Visa Standard

Live+ Credit Card

Cashback card earning AED Cashback. Strongest on dining at 6%.

Annual feeAED 313.95
Min. salary / monthAED 7,500
Reward typeCashback

Buy 1 get 1 free cinema tickets at VOX, Reel, Roxy

Small print

6% dining cashback — capped AED 200/mo · 5% fuel — capped AED 200/mo

Reward rates by category

CategoryRateNotes from the bank’s terms
Dining6%6% dining cashback — capped AED 200/mo | Zomato Gold included (50% off 4,000+ restaurants)
Groceries2%
Fuel5%5% fuel — capped AED 200/mo
Travel0.5%
Online shopping0.5%
Cinema2%BOGO VOX/Reel + 25% off F&B
International spend0.5%

Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.

Benefits

Annual fee
  • Free in year 1; waived after that if you spend AED 12,000 a year (else AED 313.95)
Travel
  • 12 airport lounge visits a year (needs 1 foreign purchase a year)
  • Multi-trip travel insurance up to USD 500,000 for your family
Lifestyle
  • Free Careem Plus for 12 months
  • Discounts at 400+ UAE restaurants
  • Extended warranty on purchases

From HSBC UAE’s website, checked October 2026. Welcome offers and perks change often.

Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on HSBC UAE’s own page before applying. Spotted something wrong? Tell us.

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