CardMax may earn a commission if you're approved for a card. This never affects how cards are ranked.
FAB Z Card
Cashback card earning AED Cashback. Strongest on dining at 3%.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 3% | 3% cashback dining |
| Groceries | 2% | |
| Fuel | 2% | 2% fuel — no FX fees |
| Travel | 2% | |
| Online shopping | 3% | |
| Cinema | 2% | 2% entertainment |
| International spend | — |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- Free Careem Plus and noon One memberships for a year
- No annual fee in year 1 (later fee not stated)
- No FX fees abroad (scheme and conversion charges apply)
- Free airport lounge access
- Hotel and car hire discounts
From First Abu Dhabi Bank’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on First Abu Dhabi Bank’s own page before applying. Spotted something wrong? Tell us.
Other cashback cards for dining
RAKBANK · AED 997.510%2Live+ Credit Card
HSBC UAE · AED 313.956%3Cashback Credit Card
Al Hilal Bank · No fee5%4Cashback Card
Dubai First · AED 418.955%
Read next
Have the FAB Z Card? Know when to use it
The app tells you which of your cards to use at every shop, using your location. It’s in testing on Android now. Leave your email and we’ll tell you when it’s ready. No spam, and you can ask us to delete it any time.
We only use your email to contact you about CardMax. See our privacy policy.