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Visa Flexi Credit Card
Points card earning ENBD Plus Points. Strongest on dining at 1.5%.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 1.5% | 1 Plus Point/AED all spend | Entry flexible card | AED 262.50 annual fee (or Free) |
| Groceries | 0.4% | |
| Fuel | 0.2% | 1 Plus Point fuel |
| Travel | 1.5% | |
| Online shopping | 1.5% | |
| Cinema | 1.5% | 1 Plus Point entertainment |
| International spend | 1.5% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- No joining or annual fee (current offer)
From Emirates NBD’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Emirates NBD’s own page before applying. Spotted something wrong? Tell us.
Other points cards for dining
Ajman Bank · No fee7%2SHAMS Infinite
Dubai Islamic Bank · AED 2,00010 pts (≈5%)3SHAMS Platinum
Dubai Islamic Bank · AED 52510 pts (≈5%)4SHAMS Signature
Dubai Islamic Bank · AED 1,05010 pts (≈5%)
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