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Emarati Card
Miles card earning EI SmartMiles. Strongest on travel at 3.75 miles.
Buy 1 get 1 free cinema tickets at Roxy (up to 2 a month)
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 2.5 miles | Up to 3.75 EI SmartMiles per AED 1 | Exclusively for UAE nationals | No annual fee |
| Groceries | 2.5 miles | |
| Fuel | 0.5 miles | 3.75 EI SmartMiles on fuel (among highest earn rates) |
| Travel | 3.75 miles | |
| Online shopping | 2.5 miles | |
| Cinema | 2 miles | |
| International spend | 3.75 miles |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- AED 1,000 cashback after AED 15,000 spend in 60 days
- No annual fee
- Unlimited access to 1,200+ airport lounges
- 2 free valet parkings a month
- Up to 50% off UAE attractions
- AED 40 off Careem DineOut
- Extended warranty
From Emirates Islamic’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Emirates Islamic’s own page before applying. Spotted something wrong? Tell us.
Other miles cards for travel
First Abu Dhabi Bank · AED 2,6257 miles2Skywards Black
Emirates Islamic · AED 9994 miles3Al Hilal Etihad Guest Signature
Al Hilal Bank · AED 7873 miles4Skywards Infinite
Emirates Islamic · AED 9993 miles
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