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Mastercard Platinum
Points card earning Plus Points. Strongest on dining at 1.5%.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 1.5% | Basic earn |
| Groceries | 0.4% | |
| Fuel | 0.2% | Basic earn |
| Travel | 1.5% | |
| Online shopping | 1.5% | |
| Cinema | 1.5% | Basic earn |
| International spend | 1.5% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- No annual fee (current offer)
- Airport lounge access (Mastercard Travel Pass)
- Up to 20% off flights and hotels on Trip.com
- Up to 40% off at 100+ golf courses worldwide
From Emirates NBD’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 2 Jun 2026. Rates, fees and eligibility change often. Always confirm on Emirates NBD’s own page before applying. Spotted something wrong? Tell us.
Other points cards for dining
Ajman Bank · No fee7%2SHAMS Infinite
Dubai Islamic Bank · AED 2,00010 pts (≈5%)3SHAMS Platinum
Dubai Islamic Bank · AED 52510 pts (≈5%)4SHAMS Signature
Dubai Islamic Bank · AED 1,05010 pts (≈5%)
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