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Dubai Islamic Bank · Visa Standard

Consumer Cashback

Cashback card earning AED Cashback. Strongest on dining at 3%.

Annual feeAED 249
Min. salary / monthAED 5,000
Reward typeCashback
Small print

3% dining — AED 1,000 monthly cap across ALL categories combined · 3% entertainment within monthly cap · 3% across categories (AED 1k cap)

Reward rates by category

CategoryRateNotes from the bank’s terms
Dining3%3% dining — AED 1,000 monthly cap across ALL categories combined
Groceries3%
Fuel3%3% fuel + Salik recharges — unique UAE benefit
Travel3%
Online shopping3%
Cinema3%3% entertainment within monthly cap
International spend2%

Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.

Benefits

Annual fee
  • AED 249 a year (first year free on a limited offer)
Travel
  • Travel and medical cover up to US$ 100,000 when you book flights with the card

From Dubai Islamic Bank’s website, checked October 2026. Welcome offers and perks change often.

Last checked against the bank’s terms on Invalid Date. Rates, fees and eligibility change often. Always confirm on Dubai Islamic Bank’s own page before applying. Spotted something wrong? Tell us.

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