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Liv · Visa Standard

Liv Cashback+

Cashback card earning AED Cashback. Strongest on online shopping at 5%.

Annual feeAED 735
Min. salary / monthAED 15,000
Reward typeCashback

Reward rates by category

CategoryRateNotes from the bank’s terms
Dining2%2% cashback general | Digital-first card by Emirates NBD | No annual fee
Groceries2%
Fuel2%2% cashback fuel
Travel2%
Online shopping5%
Cinema2%2% cashback entertainment
International spend2%

Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.

Benefits

Annual fee
  • Joining fee waived if you hold a Liv account with Liv Max

From Liv’s website, checked October 2026. Welcome offers and perks change often.

Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Liv’s own page before applying. Spotted something wrong? Tell us.

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