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RTA Credit Card
Cashback card earning AED Cashback. Strongest on fuel at 10%.
Buy 1 get 1 free cinema tickets at Reel (up to 2 a month)
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | Under review | 3% cashback on dining & supermarkets | Min AED 1,000 spend/month required (from Mar 2025) |
| Groceries | 1.25% | |
| Fuel | 10% | 10% cashback on fuel + 10% on RTA transport (Metro/Bus payments) | Built-in nol card chip |
| Travel | 1.25% | |
| Online shopping | 1.25% | |
| Cinema | 1% | 1% standard |
| International spend | 2.25% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately. “Under review” means our recorded rate didn’t match the bank’s wording, so we’re re-checking it and it isn’t used in any ranking until then.
Benefits
- Annual fee not stated on the page
- Built-in Nol card for the RTA network
- Purchase protection (90 days) and extended warranty
From Emirates Islamic’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Emirates Islamic’s own page before applying. Spotted something wrong? Tell us.
Other cashback cards for fuel
Commercial Bank of Dubai · AED 42010%2Cashback Credit Card
Al Hilal Bank · No fee5%3FAB Islamic Cashback Credit Card
First Abu Dhabi Bank · AED 3005%4Live+ Credit Card
HSBC UAE · AED 313.955%
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