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First Abu Dhabi Bank · Mastercard Platinum

FAB Islamic Cashback Credit Card

Cashback card earning AED Cashback. Strongest on dining at 5%.

Annual feeAED 300
Min. salary / monthAED 5,000
Reward typeCashback
Small print

5% cashback (capped AED 300/mo UAE Nationals, AED 200/mo expats) on grocery, fuel & dining · 5% fuel cashback (included in AED 200-300 monthly cap)

Reward rates by category

CategoryRateNotes from the bank’s terms
Dining5%5% cashback (capped AED 300/mo UAE Nationals, AED 200/mo expats) on grocery, fuel & dining | Shariah-compliant | No annual fee | Free yr1 waived
Groceries5%
Fuel5%5% fuel cashback (included in AED 200-300 monthly cap)
Travel1%
Online shopping1%
Cinema1%1% standard cashback entertainment
International spend3%

Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.

Benefits

Annual fee
  • AED 300 a year
Travel
  • Free airport lounge access worldwide
  • 2 free airport transfers
  • Up to 35% off Avis, 15% off Hertz
  • 20% off Halalbooking
Lifestyle
  • AED 40 off Carrefour
  • Free coffee at Costa
  • 20% off Careem chauffeur rides (3 a month)

From First Abu Dhabi Bank’s website, checked October 2026. Welcome offers and perks change often.

Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on First Abu Dhabi Bank’s own page before applying. Spotted something wrong? Tell us.

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