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FAB Elite
Points card earning FAB Rewards. Strongest on dining at 5 pts (≈1.47%).
Buy 1 get 1 free cinema tickets at Roxy
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 5 pts (≈1.47%) | 4x FAB Rewards dining |
| Groceries | 5 pts (≈1.47%) | |
| Fuel | 5 pts (≈1.47%) | 1x FAB Rewards fuel |
| Travel | 5 pts (≈1.47%) | |
| Online shopping | 5 pts (≈1.47%) | |
| Cinema | 5 pts (≈1.47%) | 3x FAB Rewards entertainment |
| International spend | 5 pts (≈1.47%) |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- AED 1,200 a year
- Free airport lounge access
- 3 airport security fast tracks a year (Europe, Turkey, Asia)
- Travel medical and inconvenience insurance
- Car rental damage cover up to USD 50,000
- 30% off golf worldwide (Mastercard Golf)
- Up to 40% off top hotel restaurants (ADV+)
- 24/7 lifestyle concierge
- Cinema and valet benefits need a monthly spend target (else AED 100)
From First Abu Dhabi Bank’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on First Abu Dhabi Bank’s own page before applying. Spotted something wrong? Tell us.
Other points cards for dining
Ajman Bank · No fee7%2SHAMS Infinite
Dubai Islamic Bank · AED 2,00010 pts (≈5%)3SHAMS Platinum
Dubai Islamic Bank · AED 52510 pts (≈5%)4SHAMS Signature
Dubai Islamic Bank · AED 1,05010 pts (≈5%)
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