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Duo Credit Card
Points card earning ENBD Plus Points. Strongest on groceries at 5%.
Buy 1 get 1 free cinema tickets at Cine Royal
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 0.5% | 2 Plus Points/AED dining | "Duo" dual-card concept | AED 420 annual fee |
| Groceries | 5% | |
| Fuel | 5% | 1.5 Plus Points fuel |
| Travel | 0.5% | |
| Online shopping | 0.5% | |
| Cinema | 0.5% | 2 Plus Points entertainment |
| International spend | 0.5% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- No annual fee (current offer)
- Lounge access worldwide with the Diners Club and Mastercard cards
- Free golf at top UAE courses (AED 30 booking fee)
- Concierge desk
From Emirates NBD’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Emirates NBD’s own page before applying. Spotted something wrong? Tell us.
Other points cards for groceries
Emirates NBD · AED 1,5751.5%2Darna Infinite Privilege
Emirates NBD · AED 2,6251.5%3dnata World Credit Card
Emirates NBD · AED 1,048.951.5%4U By Emaar Visa Infinite
Emirates NBD · AED 1,5751.5%
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