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ADCB LuLu Titanium
Points card earning LuLu Points. Strongest on dining at 1 pts (≈1%).
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 1 pts (≈1%) | 1 LuLu Point/AED general spend | 5% back on LuLu shopping | Free for life | Entry LuLu ADCB card |
| Groceries | 0.4 pts (≈0.4%) | |
| Fuel | 0.2 pts (≈0.2%) | 0.5 LuLu points fuel |
| Travel | 1 pts (≈1%) | |
| Online shopping | 1 pts (≈1%) | |
| Cinema | 1 pts (≈1%) | Complimentary airport lounge access |
| International spend | 1 pts (≈1%) |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- No annual fee
- Airport lounge access
From ADCB’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on ADCB’s own page before applying. Spotted something wrong? Tell us.
Other points cards for dining
Ajman Bank · No fee7%2SHAMS Infinite
Dubai Islamic Bank · AED 2,00010 pts (≈5%)3SHAMS Platinum
Dubai Islamic Bank · AED 52510 pts (≈5%)4SHAMS Signature
Dubai Islamic Bank · AED 1,05010 pts (≈5%)
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