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Al Masraf World Elite Mastercard
Points card earning Al Masraf Reward Points. Strongest on dining at 1%.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 1% | 2 Al Masraf Points/AED dining | Top-tier World Elite | Enhanced lounge access worldwide | Complimentary Marriott hotel nights |
| Groceries | 1% | |
| Fuel | 1% | 0.5 Points fuel (excluded category) |
| Travel | 1% | |
| Online shopping | 1% | |
| Cinema | 1% | 2 Al Masraf Points entertainment |
| International spend | 1% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- Annual fee not stated on the page
- Airport fast track at select airports
- Free MyUS Premium shipping membership for 2 years
From Al Masraf’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Al Masraf’s own page before applying. Spotted something wrong? Tell us.
Other points cards for dining
Ajman Bank · No fee7%2SHAMS Infinite
Dubai Islamic Bank · AED 2,00010 pts (≈5%)3SHAMS Platinum
Dubai Islamic Bank · AED 52510 pts (≈5%)4SHAMS Signature
Dubai Islamic Bank · AED 1,05010 pts (≈5%)
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