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Citi Simplicity
Cashback card earning AED Cashback.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | — | Basic earn — no complex rewards | No annual fee, no over-limit fee, no cash advance fee, no late payment fee |
| Groceries | — | |
| Fuel | — | Basic earn |
| Travel | — | |
| Online shopping | — | |
| Cinema | — | Basic earn |
| International spend | — |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- No annual fee, no late fee, no cash advance fee, no over-limit fee
From Citibank’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Citibank’s own page before applying. Spotted something wrong? Tell us.
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