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FAB Emirati Islamic
Points card earning FAB Rewards. Strongest on dining at 4 pts.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 4 pts | 4x FAB Rewards on dining | 20% off at Emirati-favorite restaurants | 6th Street discounts | Ounass discounts |
| Groceries | 3 pts | |
| Fuel | 2 pts | 2x FAB Rewards fuel |
| Travel | 3 pts | |
| Online shopping | 3 pts | |
| Cinema | 3 pts | 3x FAB Rewards entertainment |
| International spend | 3 pts |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- AED 600 a year
- Access to 1,200+ airport lounges
- Free airport transfers with Careem
- Halalbooking discounts
- Up to 5 free valet parkings a month across the UAE (needs AED 10,000 monthly spend)
- Up to 20% off dining for you and 7 friends
- 25% off AIVI
From First Abu Dhabi Bank’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on Invalid Date. Rates, fees and eligibility change often. Always confirm on First Abu Dhabi Bank’s own page before applying. Spotted something wrong? Tell us.
Other points cards for dining
Ajman Bank · No fee7%2SHAMS Infinite
Dubai Islamic Bank · AED 2,00010 pts (≈5%)3SHAMS Platinum
Dubai Islamic Bank · AED 52510 pts (≈5%)4SHAMS Signature
Dubai Islamic Bank · AED 1,05010 pts (≈5%)
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