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Rewards Indulge
Points card earning FAB Rewards. Strongest on online shopping at 5 pts (≈1.47%).
6% cashback dining — capped AED 200/mo
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 1 pts (≈0.29%) | 6% cashback dining — capped AED 200/mo | 20% off 150+ UAE restaurants |
| Groceries | 1 pts (≈0.29%) | |
| Fuel | 1 pts (≈0.29%) | 0.5% reduced on fuel |
| Travel | 1 pts (≈0.29%) | |
| Online shopping | 5 pts (≈1.47%) | |
| Cinema | 1 pts (≈0.29%) | AED20 movie tickets, 4/mo (min AED3,000 spend), 20% off attractions |
| International spend | 1 pts (≈0.29%) |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- No annual fee
- Airport lounge access worldwide
- 10% off car and truck rentals
- Travel visa help
- Up to 20% off UAE attractions (Wild Wadi, The Green Planet, Dubai Parks and more)
From First Abu Dhabi Bank’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on First Abu Dhabi Bank’s own page before applying. Spotted something wrong? Tell us.
Other points cards for online shopping
Ajman Bank · No fee10%2SHARE Visa Private
Emirates NBD · AED 1,5752%3Visa Infinite Credit Card
Emirates NBD · AED 1,5752%4SHAMS Infinite
Dubai Islamic Bank · AED 2,0003.5 pts (≈1.75%)
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