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Citi Cashback Card
Cashback card earning AED Cashback. Strongest on groceries at 2%.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | Under review | 2% cashback dining | No annual fee yr1; waived yr2+ if AED 9,000 annual spend |
| Groceries | 2% | |
| Fuel | Under review | 2% cashback fuel | AED 300 annual fee (waived yr1 + waived yr2+ with AED 9k spend) |
| Travel | 1% | |
| Online shopping | 1% | |
| Cinema | 1% | 30% off 4 VOX tickets/mo |
| International spend | 3% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately. “Under review” means our recorded rate didn’t match the bank’s wording, so we’re re-checking it and it isn’t used in any ranking until then.
Benefits
- AED 300 statement credit after AED 6,000 spend in 60 days (new Citi customers)
- Free in year 1; then free if you spend AED 9,000 a year, else AED 300
- Global airport lounge access
- 1 airport transfer
From Citibank’s website, checked October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 28 Aug 2026. Rates, fees and eligibility change often. Always confirm on Citibank’s own page before applying. Spotted something wrong? Tell us.
Other cashback cards for groceries
Commercial Bank of Dubai · AED 42010%2World Mastercard
RAKBANK · AED 997.510%3Cashback Credit Card
Al Hilal Bank · No fee5%4Cashback Card
Dubai First · AED 418.955%
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