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Emirates Islamic · Visa Platinum

Cashback Plus

Cashback card earning AED Cashback. Strongest on dining at 3%.

Annual feeAED 299
Min. salary / monthAED 5,000
Reward typeCashback
Small print

3% cashback on dining when total monthly spend is AED 3,000–9,999, 5% from AED 10,000, 10% from AED 17,500, nothing under AED 3,000. Capped at AED 200 a month.

Reward rates by category

CategoryRateNotes from the bank’s terms
Dining3%3% cashback on dining when total monthly spend is AED 3,000–9,999, 5% from AED 10,000, 10% from AED 17,500, nothing under AED 3,000. Capped at AED 200 a month.
Groceries3%
Fuel—Fuel is not in the bank's cashback table, so no rate is shown.
Travel—
Online shopping—
Cinema—Half price on movie tickets, returned as cashback; 20% off at Roxy.
International spend—

Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.

Benefits

Annual fee
  • AED 299 a year (free in year 1 on a current offer); supplementary cards free
Travel
  • Access to 1,200+ airport lounges for you and a guest (needs a foreign purchase before travel, else USD 32)
  • 2 Marhaba Meet & Greet services a year
Lifestyle
  • 2 free golf rounds a month at top UAE clubs
  • Up to 50% off UAE attractions
  • AED 40 off Careem DineOut
  • Extended warranty

From Emirates Islamic’s website, checked October 2026. Welcome offers and perks change often.

Last checked against the bank’s terms on 2 Jun 2026. Rates, fees and eligibility change often. Always confirm on Emirates Islamic’s own page before applying. Spotted something wrong? Tell us.

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