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Switch Cashback
Cashback card earning AED Cashback. Strongest on fuel at 8%.
Buy 1 get 1 free cinema tickets at VOX, Reel
4% cashback on dining in both Lifestyle and Travel modes, capped at AED 200 a month. Needs AED 2,500 total card spend that month. · 8% on UAE fuel in Lifestyle mode only, capped at AED 100 a month. Travel mode pays 1% on fuel.
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 4% | 4% cashback on dining in both Lifestyle and Travel modes, capped at AED 200 a month. Needs AED 2,500 total card spend that month. |
| Groceries | 4% | |
| Fuel | 8% | 8% on UAE fuel in Lifestyle mode only, capped at AED 100 a month. Travel mode pays 1% on fuel. |
| Travel | 1% | |
| Online shopping | 1% | |
| Cinema | 1% | Up to 2 buy 1 get 1 movie tickets a month at VOX or Reel Cinemas, on AED 5,000 monthly spend; 20% off tickets and food at Roxy until 30 Apr 2027. |
| International spend | 1% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- AED 500 cashback when you spend AED 15,000 in the first 60 days (until 31 Dec 2026), credited in the 3rd statement
- No fee in year 1; AED 299 + VAT from year 2, waived if you spend AED 30,000 in the previous 12 months
- Airport lounge access at 1,200+ lounges for you (Visa Airport Companion)
- Lounges: first visit a year free; later visits need a USD 1 foreign purchase 15 days before, else USD 32; every guest USD 32
- Up to 2 Marhaba Bronze Meet & Greet services a year at Dubai airport, on AED 3,000 monthly spend
- Visa Luxury Hotel Collection at 900+ hotels
- 2 free golf rounds a month on AED 5,000 monthly spend
- 1 free valet parking a month on AED 5,000 monthly spend
- Up to 2 buy 1 get 1 movie tickets a month at VOX or Reel Cinemas, on AED 5,000 monthly spend
- 20% off movie tickets and food & drinks at Roxy Cinemas, until 30 Apr 2027
- Access to Sharjah Ladies Club (needs a minimum monthly spend)
- Cash on Call and Easy Payment Plans
- Multi-trip travel takaful: travel accident and inconvenience cover on trips up to 90 days paid with the card
- Purchase protection against theft or damage
- Extended warranty: doubles the manufacturer's warranty by up to 1 year
Welcome offers and perks change often; confirm with the bank before you rely on one.
Rates, fees and eligibility change often. Always confirm on Emirates Islamic’s own page before applying. Spotted something wrong? Tell us.
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