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Essential Cashback Credit Card
Cashback card earning AED Cashback. Strongest on dining at 1%.
Buy 1 get 1 free cinema tickets at Reel (up to 2 a month)
Reward rates by category
| Category | Rate | Notes from the bank’s terms |
|---|---|---|
| Dining | 1% | 1% cashback, 1.25% on all eligible spend in a month you spend AED 5,000 or more |
| Groceries | 0.75% | |
| Fuel | 0.75% | 0.75% on fuel (select categories) |
| Travel | 1% | |
| Online shopping | 1% | |
| Cinema | 1% | Buy 1 get 1 free at Reel Cinemas (up to 2 free tickets a month, until 31 Dec 2026) + 20% off food and drink |
| International spend | 1% |
Cashback is a percentage of spend. Points and miles are shown the way each bank states them: as % back, or as points or miles per AED 1, with an approximate % value (≈) where the bank publishes what a point is worth. Miles and hotel points have no fixed cash value, so they are never converted. Cashback, points and miles are ranked separately.
Benefits
- Up to AED 250 welcome bonus when you apply on select digital channels
- Free for life
- 4 complimentary airport lounge visits a year (25+ lounges, Mastercard Travel Pass)
- Avis: up to 20% off and a free upgrade
- 20% off one talabat order a month (up to AED 14)
- Purchase protection for 180 days
Verified October 2026. Welcome offers and perks change often.
Last checked against the bank’s terms on 25 Oct 2026. Rates, fees and eligibility change often. Always confirm on ADCB’s own page before applying. Spotted something wrong? Tell us.
Other cashback cards for dining
RAKBANK · AED 997.510%2365 Cashback
ADCB · AED 383.256%3Live+ Credit Card
HSBC UAE · AED 313.956%4Cashback Credit Card
Al Hilal Bank · No fee5%
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